DUI Car Insurance

You will encounter various problems once you are caught DUI. Your driver's license will get suspended or revoked. Also, your current car insurance coverage will either get cancelled immediately or if not, your insurance cost will sky rocket and you can't do anything because every car insurance company has all the rights to do that once you are caught driving under the influence.

In most cases, it'll be better to look for a new car insurance company. Aside from the normal car insurance coverage you need to buy, you will also have to carry the form SR-22 for at least 2 years. SR-22 is a form issued by selected car insurance company which basically is a proof that you're vehicle is insured again and you have all the necessary coverage. You must show the SR-22 to the Department of Motor Vehicles (DMV) so you can get your driving license active again.

As we all know, looking for a cheap dui insurance can be somewhat challenging. Here are a few tips to make your dui car insurance rates cheaper.

Search and compare quotes from car insurance company who has experience in handling DUI drivers only. Their car insurance rate will probably be cheaper and they can assist you on all possible scenarios when it comes to DUI.

Enrolling for a DUI class can bring down your insurance cost. Although in some states, being charged with DUI means you have to enroll on a DUI class, well if not, take the DUI class regardless to reduce insurance cost.

Be honest - never lie to the car insurance company who will offer you insurance coverage. Be truthful and make them feel that you are responsible for your mistakes.

Always aim for a high deductible when your objective is to have cheap DUI insurance. Your insurance premium can be reduced to half.

Article Source: http://www.avidarticles.com